Making a Claim
Long Term Disability Insurance
If you become totally disabled and think your disability will last longer than the elimination period, you should claim as soon as possible. Contact the HR Employee Centre (HREC) for assistance. They will provide you with the forms you and your physician(s) must complete.
It is your responsibility to complete the Plan Member's Statement and arrange for your physician(s) to complete the Attending Physician's Statement with medical evidence supporting the diagnosis, and the prognosis. Any associated costs for completing these forms are your responsibility. Sun Life Financial adjudicates claims on the basis of all the objective medical evidence provided on your condition. Sun Life Financial may request additional information from your physician(s), or arrange for independent medical examinations.
Make sure to provide Sun Life Financial with sufficient medical proof of total disability. Omissions or unclear statements could delay your claim.
Send the completed forms directly to Sun Life Financial. To avoid delays, Sun Life Financial needs all information no later than 8 weeks prior to the completion of the elimination period.
Business Travel Accidental Death and Dismemberment Insurance
For all expenses under Business Travel Accidental Death and Dismemberment Insurance, contact the HR Employee Centre (HREC) at 1-888-774-4732.